I order contacts from an online site and have for about 15 years now. They used to not even require a perscription, but that changed probably six or seven years ago. So, basically I enter in my doctor information, they verify that the perscription is current and then ship out my contacts.
So, I ordered new contacts two weeks ago and still hadn't received them. When I called to check today they told me the order had been canceled because my perscription expired in February. Since my husband changed jobs in December we haven't really utilized all aspects of our health insurance. Tonight I am looking up our coverage and here is what I discovered.
Our insurance covers no aspect of the eye exam, yet they will cover a portion of the contacts or glasses received as a result of that exam and those contacts and glasses are also FSA eligible. However, I can't get those contacts or glasses until I have an exam that they don't cover. It seems weird to me that they won't cover the exam but they'll cover the product of that exam. If anything it seems they'd cover a portion of the exam but none of the contacts or lenses. Why not just cover all or nothing?
One more of life's mysteries.